Domestic Money Transfer

IWT also offer mobile recharge software with Domestic money transfer system.  Money Transfer allows you to send money instantly throughout India to any  IMPS supported banks in India for 24 x 7 x 365 to any. Receiver will get the money credited into their bank account within 5 -10 seconds.


There are two methods to transfer funds in domestic money transfer system, IMPS and NEFT. IWT’s Domestic money transfer software supports both methods of money transfer.
  • It involves Sender (Person willing to send money) and Receiver (Person to whom money needs to be sent)
  • A medium to Facilitate Transfer of Money – IWT Smart outlet (The Smart Shop/Ease Ticket) Outlets

Mobile Money Application

Send Money & Request Money

Split bills


  • Maximum Limit Per Sender Per Transaction is Rs 5,000
  • Maximum Limit Per Sender Per Month Rs 10,000 without KYC and with KYC Rs 25,000
  • Payment Settles within 5-10 Seconds
  • Payment can send 24 x 7
  • Supports only IMPS supported banks.


  • Maximum Limit Per Sender Per Transaction is Rs 25,000
  • Maximum Limit Per Sender Per Month Rs 25,000 without KYC and with KYC Rs 50,000
  • Payment is processing as batch wise and requires 2-8 hours to settle
  • Payment can be send only on working days and hours of RBI
  • Supports all banks in India

Salient Features – Money Transfer, Any Time Any Where

  • Reserve Bank of India approved payment system
  • Great Opportunity for retailers with Small Investment
  • High margins & incentives
  • Safe & Secure Platform powered by Pay Pointz Wallet
  • Transfer Money into any Bank Account
  • Any customer with a Mobile phone can avail this service
  • Easy application & enrollment process for retailers
  • IMPS – Instant Money Transfer Service also available
Effective Copyrighting

Requirements For Sending Money

  • Sender shall have a valid mobile number (Non KYC)
  • Sender needs a valid ID Proof for higher sending limit (KYC Customer)
  • Receiver shall have a bank account in any bank at any city in India
  • Sender does not require bank account. He pays in cash at IWT’s registered Outlets
  • Sender shall know the Bank account number and IFSC code details of Receiver

Process Involve In Domestic Money Transfer

  • Sender walks into any nearby DMR outlets
  • Provide basic details for online Registration/IWT Wallet Creation
  • Receives SMS confirmation upon registration along with Wallet details and activation pin (OTP)
  • Shares the pin with IWT-DMR Operators and upon validating, sender accounts get registered and activated
  • Recharge the Wallet by paying Cash to Retailer, which will be used for money transfer
  • Then Sender needs to provide details of Receiver in the same fashion as sender registration process and upon activation, he is ready to send money to Receiver
  • DMR outlet operator select registered receiver under Sender’s Receivers list and chooses the payment mode
  • (IMPS/NEFT) and enters the amount to be sent.
  • Confirmation through SMS to Sender upon payment
  • Receipt printed and Given to Sender

Potential Locations

  • Outlets near Factories, Industrial Areas
  • Outlets near Labour camps/Residence
  • Outlets near religious place – Mosque, Temple
  • Outlets near Taxi Stands
  • Outlets next to all PSU Banks – SBI, Punjab National, Union Bank etc..
  • Outlets near Vegetable market or Mundi
  • All international Remittance Service providers – Western Union, UAE X-change etc.


MoboSpace services are backed by a stringent Service Level Agreement which guarantees our customers


99.9% service availability


100% accuracy in transaction processing, based on configuration done by the customer


Email alerts & escalations


SLA excludes network related problems

MoboSpace Benefits

MoboSpace M-Wallet mobile payment solution enables you to distribute e-Vouchers, E-Topup and other payment solutions in your market with robust technology platform, smoth business operations and round the clock support. The key benefits of MoboSpace e-Voucher distribution system are:


  • Ready resource libraries for Easy & fast deployment of any mobile payment platform.
  • Pay As You Go and Grow model helps you to reduce upfront costs & stable technology helps you to reduce running costs
  • Fully Managed end to end mobile topup software and electronic voucher distribution system includes hosted platform with the required infrastructure including Hardware, Software, Database, Operating System Licenses and Network components, 24×7 monitoring and technical support, on line reports.
  • Flexible and Scalable platform to manage your User type and commission structure.
  • No restriction of volumes of traffic and transactions.


  • Everyone wants to be top of the search results, but you have to deserve to be there.
  • We work closely with you to understand your unique businesses challenges & objectives.
  • Creating compelling & valuable content, both onsite & distributing it through a variety of online channels.

100% Uptime

From the shortest cord to the largest server, every component in the IWT Mobile Payment Solution infrastructure has a backup. And IWT's platforms have been tested by billions of Transactions since 2007. Together, this fanatical attention to eliminating single points of failure along with the maturity and stability of our platforms results in a non-stop service which we proudly stand behind with a 100% uptime guarantee.


IWT Mobile Payment Solution actively secures and protects your application and data from digital, physical, and social intrusion vectors. Our highly secured operation stops intruders at the firewall, at the door, and over the phone.

Disaster Recovery

Behind our cloud services run three data centers, each built to the same high standards for security, fault-tolerance, and scalability. If your application must withstand anything Mother Nature, mayhem, or mistakes may bring, you can count on Plum Voice for the disaster recovery solutions you need.


Whether you expect a thousands mobile recharge or payment transactions per day or a million transactions per month, our infrastructure will scale with your mobile payment application letting you focus on taking care of your customers.

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Let us help you to deploy your passion and commitments with  a mobile wallet software.

We are having 12+ years of experience in mobile wallet software and designed multiple wrappers like Money transfer software to send money and request money, mobile topup software, electronic voucher distribution system, E-governance payment terminals, Loyalty reward platforms, Electronic toll collection system, E-ticket distribution and more.